Importify Cars
▸ For Australian buyers

Australian
finance.

We refer Australian buyers to iCREDIT, who offer finance built for imported vehicles, so you can fund the car and the cost of getting it here in one repayment.

Apply with iCREDIT

Importing a car into Australia costs more than the car. Shipping, duties, customs clearance, compliance work and registration all land before you drive it, and a standard car loan written against a dealer’s invoice doesn’t account for any of it.

iCREDIT are an Australian finance broker who write this kind of lending deliberately. They understand what an import actually costs, they’re comfortable with the vehicles we sell: JDM performance cars, European classics, collectables, and they can structure the borrowing around the landed cost rather than the sticker price.

Finance is arranged entirely by iCREDIT. Importify sells and imports the vehicle; we don’t assess applications, approve credit, set rates or hold your loan.

What it covers.

The landed cost, not just the car

Finance can cover the purchase price together with shipping, import duties, customs clearance, compliance modifications and registration, the whole landed cost in one repayment, instead of the car on finance and thousands in fees out of pocket.

Built for imported vehicles

JDM performance cars, European classics and collectables are awkward to finance through a mainstream lender, because they don't fit a standard dealer valuation. iCREDIT write this business specifically, so an import isn't an exception they have to make.

Applications are iCREDIT's

Applications, eligibility, deposit and terms are entirely iCREDIT's to assess and confirm. We don't assess or approve finance.

How it works.

STEP
01

Find the vehicle

Pick the car you want from our inventory. It's in New Zealand until it ships, and that's fine. Finance is arranged around the landed vehicle, not the shipping date.

STEP
02

Talk to iCREDIT

Head to iCREDIT and start an application or a conversation with a loan specialist. Tell them it's an Importify import and roughly what the vehicle and landed costs will be.

STEP
03

They assess and structure it

iCREDIT confirm what you can borrow, over what term, and what the repayments look like. Every part of that (approval, rate, term, fees) is between you and them.

STEP
04

We get on with the import

With finance sorted, we handle the purchase, export and shipping to your nearest Australian port. Compliance and delivery once the car lands are handled by iCREDIT.

What an Australian import costs.

A grey import has more cost lines than a car bought locally. Knowing them before you apply is what lets a lender see the whole number, not just the price of the car.

  • Vehicle Import Approval

    Approval from the Department of Infrastructure is needed before the car is shipped to Australia.

  • Shipping from New Zealand

    Freight to your nearest Australian port, plus marine insurance if you want it.

  • Customs duty and GST

    GST is charged when the car is imported. Customs duty applies depending on where the car was made.

  • Luxury car tax

    Applies when the car's value is over the luxury car tax threshold.

  • Biosecurity

    An inspection on arrival, and cleaning if anything needs to come off the car first.

  • Compliance

    A newer car must be eligible under SEVS and complied by a Registered Automotive Workshop (RAWS). A car 25 years or older may use the older-vehicle pathway if it hasn't been significantly modified in the last 25 years. Check eligibility before you buy.

  • Roadworthy and rego

    A roadworthy certificate and registration in your state or territory, which also charges stamp duty.

Australian import finance questions.

Can you finance a car imported into Australia?
Yes. Importify Cars refers Australian buyers to iCREDIT, an Australian finance broker who write lending for imported vehicles. Finance can cover the vehicle together with shipping, import duties, customs clearance, compliance modifications and registration, so the landed cost is one repayment rather than a car loan plus thousands in fees out of pocket.
Does the finance cover shipping and compliance, or just the car?
iCREDIT can structure the borrowing around the full landed cost, not only the purchase price. That matters for an Australian import because compliance work and duties arrive before the car is drivable, and a loan written against the sticker price alone leaves those to be found in cash.
Who provides the finance, Importify or iCREDIT?
iCREDIT. Importify Cars sells and imports the vehicle; we are not a credit provider, credit broker or financial adviser, and we do not assess applications, approve credit, set rates or hold your loan. Applications, approval and terms are entirely between you and iCREDIT.
What kinds of vehicles can be financed?
The vehicles Importify imports: JDM performance cars, European classics, collectables and other specialist vehicles. These are awkward for a mainstream Australian lender because they do not fit a standard dealer valuation, which is precisely the business iCREDIT write deliberately.
Do I have to use iCREDIT to buy a car from Importify?
No. Buying a vehicle from Importify Cars is not conditional on using them, and their approval is not a condition of any sale. They are offered because financing an import through a lender who understands imports is usually easier than through one who does not.
What is a grey import?
A used vehicle imported into Australia privately rather than sold new here by the manufacturer, like most JDM performance cars. Before it can be registered it needs a Vehicle Import Approval and an eligible compliance pathway: SEVS eligibility and a Registered Automotive Workshop for a newer car, or the older-vehicle pathway for one 25 years or older that hasn't been significantly modified in the last 25 years. Eligibility should be confirmed before you buy.
What taxes apply when importing a car into Australia?
GST is charged at import, customs duty may apply depending on where the car was made, and luxury car tax applies when the car's value is over the threshold. Your state or territory then charges stamp duty when you register it. Knowing these before you apply lets a lender see the whole landed cost.
Can I import a car into Australia from New Zealand?
Yes. Importify Cars sources vehicles in New Zealand and ships them to Australian ports. The car still needs a Vehicle Import Approval before it ships and goes through Australian compliance and registration once it arrives, the same as any import.
Can I get finance before the car arrives in Australia?
Talk to iCREDIT early. Finance for an import is arranged around the landed vehicle rather than the shipping date, so a car still in New Zealand or on the water is a normal starting point rather than an obstacle. Knowing your position before you commit is the point of asking early.

Ready to apply?

Applications are handled by iCREDIT. You’ll leave importifycars.com and land on their Importify car finance page, where you can start an application or speak to a loan specialist.

Importify Cars is not a credit provider, credit broker or financial adviser, and does not receive or assess finance applications. Finance is provided and arranged by iCREDIT, subject to their lending criteria, terms, conditions, fees and charges. Buying a vehicle from us is not conditional on using them, and their approval is not a condition of any sale.

Related

  • Import cost calculator

    Shipping, duty and compliance to Australian ports: the landed figure to borrow against.

  • Available inventory

    The cars this finance is for, with chassis and specification detail.

  • USA finance

    Importing into the United States instead? Different rules, different finance options.

  • NZ finance

    Buying a car in New Zealand? Finance any car here through Levr, our NZ finance partner.