Importify Cars
▸ For New Zealand buyers

Car finance
in NZ.

Finance any car already in New Zealand through Levr.nz, our NZ finance partner: one of ours, a car from another dealer, or a private sale.

Apply with Levr

It isn’t limited to the cars we sell. If the car is in New Zealand, whether it’s in our inventory, being sold privately, or listed with another dealer or on another platform, you can apply.

Levr.nz use independent finance brokers. Rather than you applying to one lender after another, a broker looks at your situation and matches you with a lender that suits it.

Finance is arranged entirely through Levr and the lender. Importify doesn’t assess applications, approve credit, set rates or hold your loan.

Want a car imported into New Zealand instead? Tell us what you’re after.

What to know.

Any car in New Zealand

One of ours, a private sale, or a car listed with another dealer or on another website. The car needs to be in New Zealand already; finance isn't available for a car that's still overseas.

Matched to a lender

Levr.nz use independent finance brokers. A broker looks at your situation and matches you with a lender that suits it, instead of you applying to one lender after another.

What you'll need to apply

Usually a photo ID will be enough, and the Levr team will sort out the rest.

How it works.

STEP
01

Find the car

On our site, from a private seller, or with any other New Zealand dealer or marketplace. It needs to be in New Zealand.

STEP
02

Apply with Levr

Answer a few quick questions on Levr's site and tell them about the car and the price.

STEP
03

A specialist gets in touch

A Levr finance specialist reviews your details and talks you through your options. Approval, rate, term and fees are between you and the lender.

STEP
04

Buy the car

With your finance approved, you go ahead with the purchase. If it's one of ours, we look after the sale from there.

Get started with Levr A few quick questions to start.

Financing a private sale.

Buying from a private seller on Trade Me, Facebook Marketplace or anywhere else in New Zealand? You apply with Levr the same way as for a dealer car, and once your finance is approved, Levr pay the seller directly.

Before you commit, do the checks a private sale doesn’t do for you:

  • PPSR check

    Search the plate or VIN on the Personal Property Securities Register to see whether money is still owed on the car.

  • Vehicle history

    A history report, such as CarJam, shows the registration, odometer readings and whether the car has been reported stolen.

  • WoF and rego

    Check the warrant of fitness and registration are current.

  • Independent inspection

    Have a mechanic look over the car before you agree to buy it.

  • Change of ownership

    Once the sale goes through, the buyer and the seller each notify NZTA of the change of ownership.

  • Your rights are different

    The Consumer Guarantees Act doesn't cover private sales, which is why the checks above matter more.

Have the plate number, the agreed price and the seller’s details ready when you apply.

Finance a private sale with Levr

NZ car finance questions.

Can I get car finance in New Zealand through Importify?
Yes. Importify Cars works with Levr, our NZ finance partner. Levr.nz use independent finance brokers: a broker looks at your situation and matches you with a lender that suits it. It covers any car already in New Zealand, not only the cars we sell.
Can I finance a car I'm buying privately or from another dealer?
Yes. Finance through Levr, Importify's NZ finance partner, isn't limited to our inventory. A car from a private seller, another New Zealand dealer or another website can be financed the same way, as long as it's in New Zealand.
Can I finance a car that's still overseas?
No. Finance through Levr is for cars already in New Zealand. A car that is still in Japan or being shipped can't be financed this way until it's here.
Who provides the finance, Importify or Levr?
Neither lends the money. Levr.nz use independent finance brokers, who match you with a lender, and the lender provides the loan. Importify Cars is not a lender, credit broker or financial adviser, and does not assess applications, approve credit, set rates or hold your loan.
Do I have to use Levr to buy a car from Importify?
No. Buying a vehicle from Importify Cars is not conditional on using Levr or any other finance provider.
How do I get finance for a private car sale in New Zealand?
Apply with Levr, Importify's NZ finance partner, and tell them about the car and the agreed price. Levr.nz use independent finance brokers, who match you with a lender, and once your finance is approved Levr pay the private seller directly. Before you buy, check the car on the PPSR for money owing, get a vehicle history report and confirm the WoF and rego are current.
What do I need to apply for car finance in New Zealand?
Usually a photo ID will be enough, and the Levr team will sort out the rest. Importify Cars does not see or assess finance applications.
Can I finance a Japanese import that's already in New Zealand?
Yes. Once a Japanese import is complied and registered in New Zealand, it can be financed through Levr like any other car here, whether it's one of ours or listed elsewhere. A car still in Japan or on the water can't be financed this way until it arrives.
Is car finance through Levr covered by New Zealand's consumer credit law?
Yes. Car loans arranged through Levr.nz's independent finance brokers are made by New Zealand lenders, who must follow the Credit Contracts and Consumer Finance Act (CCCFA), including checking that a loan is affordable for you before they lend. Importify Cars doesn't arrange or assess finance.

Ready to apply?

Applications are handled by Levr. Get started now and source the car of your dreams.

Apply with Levr Browse inventory

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